Q:  I am interested in federal I bonds. Are there any limits?  — R.S., DeLand

A:  There is no limit to how much a person or entity can own, but there is a limit to how much can be bought in a calendar year.  The limit for electronic I bonds is $10,000. The limits are tied to the Social Security number of the first person named or, if it is an entity, then by the SSN or Employee Identification Number (EIN).  It’s possible to purchase up to the limits for each if the same SSN is used by an individual and an entity. – Casandra Garrett

Q:  I received $20,000 from a car accident settlement last month, and I am not sure how to invest it. How can I find a good financial planner? – T.B., Clermont 

A:  Go to www.plannersearch.org to search for a Certified Financial Planner professional in your area.  A CFP can provide you with guidance on how to invest these funds.  He or she can also help you with insurance, estate planning, taxes, retirement cash flow, debt management, and education funding. — Charlie Fitzgerald III

Have a question? E-mail askanexpert@fpafla.com. Include your name (only your initials will be printed), hometown and phone. Questions are answered by Certified Financial Planners from the Financial Planning Association of Central Florida. Answers are for educational purposes only; you should also consult a financial professional. Questions and answers may be edited for space considerations.