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Readers of my column know I periodically review the latest books in the field of personal financial planning. I try to read everything that’s published in the genre, but I only review books that I think will help readers. In today’s column, I am reviewing “How Not To Invest: The Ideas, Numbers, and Behaviors That Destroy Wealth – and How to Avoid Them” by Barry Ritholtz (Harriman House).

Ritholtz is the co-founder, chairman and chief investment officer of Ritholtz Wealth Management LLC, a financial planning and asset management firm that manages more than $5 billion.

In the first three sections of the book, Ritholtz examines the bad advice that investors receive. I am reasonably sure that by reading those sections you will recognize many of the reasons why you haven’t been as successful as you could have been. Much of the advice you hear from journalists, fund managers, and forecasters, he points out, is inaccurate because it is based on “the benefits of hindsight.”

In the fourth and last section, Ritholtz discusses what he refers to as “good advice.” I will emphasize this part of the book, because I believe the 10 steps he outlines will help you become a more effective investor. read more

By DEE-ANN DURBIN

McDonald’s said Friday that it’s closing down CosMc’s, a new restaurant format it began piloting in the U.S. last year.

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But the company said beverages inspired by CosMc’s will soon be tested at U.S. McDonald’s locations. Among the drinks on CosMc’s current menu: a matcha iced latte, a turmeric spiced latte, a prickly pear-flavored slushy with popping candy on top and a frozen sour cherry energy drink.

McDonald’s announced in late 2023 that it wanted to test a small-format store with customizable drinks and treats that would appeal to afternoon snackers – and potentially grab sales from rivals like Starbucks and Dutch Bros. McDonald’s sales often slump in the afternoon between mealtimes and the company wants to change that. read more

By ALANNA DURKIN RICHER

WASHINGTON (AP) — The Justice Department has reached a deal with Boeing that will allow the airplane giant to avoid criminal prosecution for allegedly misleading U.S. regulators about the 737 Max jetliner before two of the planes crashed and killed 346 people, according to court papers filed Friday.

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Under the “agreement in principle,” which still needs to be finalized, Boeing would pay and invest more than $1.1 billion, including an additional $445 million for the crash victims’ families, the Justice Department said. read more

By KELVIN CHAN

LONDON (AP) — Apple users are starting to get ways out of the iPhone maker’s so-called “walled garden.”

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For years, the company blocked app developers from informing people about how to pay for a subscription or service that didn’t involve going through its own iOS App Store.

Some apps didn’t like this. It’s the reason you weren’t able to pay for your Spotify subscription from the app.

But all that changed last month, when U.S. District Judge Yvonne Gonzalez Rogers issued a scathing decision against Apple that promises to shake up the iPhone app payment ecosystem. read more

Almost four dozen Venezuelan workers who had temporary protected status have been put on leave by Disney after the U.S. Supreme Court allowed the Trump administration to strip them of legal protections.

The move was made to make sure that the employees were not in violation of the law, Disney said in a statement Friday.

The 45 workers across the company who were put on leave will continue to get benefits.

“We are committed to protecting the health, safety, and well-being of all our employees who may be navigating changing immigration policies and how they could impact them or their families,” the statement said.

About two-thirds of the workers were in union jobs. The union contract for Walt Disney World service workers in Florida allows them to be reinstated without loss of seniority or benefits once they provide proper work authorization within a year of losing their jobs, said Julee Jerkovich, secretary-treasurer of the United Food And Commercial Workers International Union’s Local 1625. read more