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Full-time living on a cruise ship? Florida couple goes all in

Full-time living on a cruise ship? Florida couple goes all in

Oakland Park residents Jim and Chris Guld are about to sell their home and travel around the world, living full time aboard a cruise ship called Villa Vie Odyssey.

Will it be exciting? Yes. Expensive? Kind of. Tight?

Well, the Gulds say they’re not worried about feeling cramped inside of a 140-square-foot stateroom for the 15-year option they just purchased. They recently spent 14 years together in a recreational vehicle, hitting each of the lower 48 states.

“We will not be in our room very much,” Chris says. “Every morning I plan to walk up the three decks to the gym where there’s an exercise class. And there’s the buffet where we will eat, and there’s entertainment in the afternoon.”

That might get boring after awhile if not for the port calls. The ship’s itinerary includes stops at 425 ports in more than 140 countries over the 3½-year “Continual World Cruise.” The Gulds plan to get on the ship during its April 20 stop at the Colombian port of Cartagena and stay aboard for at least seven years, and longer if they love it. read more

The Savings Game: We have to save Social Security

The Savings Game: We have to save Social Security

The Social Security system is efficient. It is not a Ponzi scheme, as White House adviser Elon Musk has characterized it.

Millions of Americans depend on the survival of Social Security in its current form, and the American public should be telling members of Congress that they should be doing everything they can to prevent the system from failing.

It has been proposed that individuals can no longer make appointments with Social Security by phone, and they must visit a local Social Security office. But Musk and his staff are closing local offices, and they are trying to fire thousands of current employees.

Social Security is understaffed now. If staff is reduced, local offices are closed and individuals can’t contact Social Security by phone, what is next? What is next is that the Social Security system, as we know it, will collapse, and payments to Social Security beneficiaries will stop being sent on time.

You should not believe the lies that Social Security is inefficient or corrupt. There is almost no record of errors in which individuals who are not entitled to Social Security benefits are receiving benefits. read more

From repairs to insurance, Trump’s auto tariffs could make owning a car more expensive

From repairs to insurance, Trump’s auto tariffs could make owning a car more expensive

By WYATTE GRANTHAM-PHILIPS, AP Business Writer

NEW YORK (AP) — Even if you’re not in the market for a new car, U.S. President Donald Trump’s 25% tariffs on auto imports could make owning one more expensive.

The new taxes, which are set to begin April 3 and expand in the following weeks, are estimated to raise the average cost of a car imported from another country by thousands of dollars. But repairs for vehicles that currently use foreign-made parts are also expected to get pricier — and, as a result, hike insurance costs farther down the road.

While the White House says these tariffs will foster domestic manufacturing and raise $100 billion in revenue annually, economists stress that straining the auto industry’s global supply chain brings significant disruptions. Dealerships and car repair shops will likely have little choice but to raise prices — leading drivers across the country to pay more for everyday maintenance.

Here’s what you need to know.

How will tariffs affect my next car repair?

It depends on what you need fixed and where you go in to get your car serviced. But some industry analysts warn that drivers could see costs jump in as early as the coming weeks or months. read more

Florida jobless rate up for 2nd straight month, Orlando area holds steady

Florida jobless rate up for 2nd straight month, Orlando area holds steady

TALLAHASSEE — Florida’s unemployment rate in February ticked up for the second consecutive month, but a state official said it’s “too early” to link any increase to ongoing federal job cuts.

The Florida Department of Commerce on Friday said the unemployment rate increased from 3.5 percent in January to 3.6 percent in February. Florida had a 3.4 percent jobless rate in December.

The Miami-Fort Lauderdale-West Palm Beach metropolitan statistical area had the state’s lowest unemployment rate in February at 3.2 percent.

Among other regions, the Orlando-Kissimmee-Sanford and Crestview-Fort Walton Beach-Destin areas held steady at 3.6 percent — second-lowest rate in the state. The Tallahassee, Naples-Marco Island, Jacksonville and Tampa-St. Petersburg-Clearwater areas were at 3.8 percent.

The Villages and Wildwood area had the highest rate at 6.8 percent, followed by the Homosassa Springs area at 5.7 percent and the Sebring area at 5.5 percent.

The February rate reflected an estimated 398,000 Floridians qualified as out of work from a labor force of 11.196 million. The number of unemployed people and the labor force each increased by about 8,000 people in February, according to a Department of Commerce report. read more

What to do if you can’t pay the taxes you owe

What to do if you can’t pay the taxes you owe

By CORA LEWIS, Associated Press

NEW YORK (AP) — If you know or suspect you can’t pay the taxes you owe this tax season, you should still file a return with that information or file for an extension. That’s the top piece of advice that tax professionals want you to know.

“The IRS wants to work with you,” said Tom O’Saben, director of tax content and government relations at the National Association of Tax Professionals. “But if you’re asking the IRS for some help, they have to know something about you. So the first thing is to have that return filed. The number one takeaway is that owing money is not a reason not to file.”

If you don’t file a return or ask for an extension, then interest and penalties begin to accrue immediately. Those costs are largely avoidable if you share the information about your circumstances with the IRS in a timely way. Filing a return without paying taxes owed in full is preferable to not filing.

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