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Apple Cash: How to use it to send and receive money

Apple Cash: How to use it to send and receive money

René Bennett | (TNS) Bankrate.com

If you’re an iPhone user, you might not realize that you already have access to Apple Cash. It’s a digital cash card that’s built into Apple devices and can be found in the default Wallet app. (Note: You must link an eligible debit card to use this service.)

The main function of Apple Cash is to make it easier for Apple device users to send money to one another, including sending money through the iMessage app. But Apple Cash is more than just a peer-to-peer (P2P) payment service — it can be used to shop online, in stores or to make in-app purchases.

Apple Cash is a convenient way to transfer money between friends and family. Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat. It’s also useful for those who use Apple Pay, a separate service that allows Apple device users to make contactless payments with any linked card, including an Apple Cash card.

Here are some important things to know about setting up and using Apple Cash. read more

Slash your bills with a phone call: 7 pro negotiating tips

Slash your bills with a phone call: 7 pro negotiating tips

By Lauren Schwahn, NerdWallet

As we get deeper into the holiday season, it may feel like your expenses are piling up. Reducing your monthly bills can be one way to ease the pressure on your budget.

Lowering your bills might be easier than you think. With a phone call and a little preparation, you may be able to save money on internet, phone, cable or utility bills — and maybe others. Talking to your service providers could, for example, get you a lower rate or promotional discount, or point you toward a financial assistance program.

Use these expert tips to negotiate better deals with customer service representatives.

1. Time the call right

The outcome of the conversation can largely depend on when you pick up the phone. Choose a moment when you have time — and patience — to spare, so you can focus fully on the call.

People on the move

People on the move

Real estate

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Submit professional appointments, management-level promotions and significant awards for individuals, along with photos as .jpg attachments, to peopleonmove@orlandosentinel.com.

Wall Street parties like it’s 1998 as AI fuels gains unmatched since dot-com era

Wall Street parties like it’s 1998 as AI fuels gains unmatched since dot-com era

By STAN CHOE, AP Business Writer

NEW YORK (AP) — The S&P 500 is on track to close 2024 with a gain of nearly 27%, after setting 50 record highs this year. That’s on top of its 24.2% spurt the year before, a spectacular two-year run unmatched since the dot-com boom.

This time around, it’s not dot-com stocks boosting the market but skyrocketing prices for companies in the artificial-intelligence business. Nvidia, for example, has more than doubled in value after surging over three times in 2023 because its chips are powering much of the move into AI. Super Micro Computer, which makes servers used in AI and other computing, has jumped nearly 48% this year after more than tripling last year.

The economy, meanwhile, isn’t far removed from its last recession, which struck with the COVID-19 pandemic. But perhaps more importantly, it’s so far avoided a recession that many on Wall Street worried was inevitable after the Federal Reserve hiked its main interest rate to a two-decade high in hopes of slowing the economy to beat high inflation. read more

As data centers proliferate, conflict with local communities follows

As data centers proliferate, conflict with local communities follows

By DAN MERICA AND JESSE BEDAYN

ALEXANDRIA, VA. (AP) — The sprawling, windowless warehouses that hold rows of high-speed servers powering almost everything the world does on phones and computers are increasingly becoming fixtures of the American landscape, popping up in towns, cities and suburbs across the United States.

Demand for data centers ballooned in recent years due to the rapid growth of cloud computing and artificial intelligence, and urban and rural governments alike are competing for lucrative deals with big tech companies.

But as data centers begin to move into more densely populated areas, abutting homes and schools, parks and recreation centers, some residents are pushing back against the world’s most powerful corporations over concerns about the economic, social and environmental health of their communities.

In Northern Virginia, more than 300 data centers dot the rolling hills of the area’s westernmost counties and butt up against wooded bike trails winding through the suburbs. But one of the latest proposals in the area, Plaza 500, would see a 466,000-square-foot facility and adjacent electrical substation built a few hundred feet from townhomes, playgrounds and a community center. read more