6 clever ways I’ve saved money (that weren’t as scary as I thought)
By Tommy Tindall, NerdWallet
Are you feeling financially stressed or fiscally encouraged this year?
Over a third of Americans said they feel optimistic (35%) and/or confident (35%) about their finances going into 2026, according to NerdWallet’s 2026 Consumer Outlook Report. But nearly as many feel anxious (32%) and/or stressed (30%).
If you’re in camp nervous, looking for clever ways to cut expenses could chill you out.
I’m no genius, but these couple of money traits keep me clever:
- I’m curious enough to question the value of the services I pay for.
- I’m willing to try a new service, plan or strategy when potential savings are compelling.
I’ve also gotten more comfortable being uncomfortable. These subtle shifts saved me thousands.
I switched my cell phone plan and sacrificed nothing
I think $90 per month for two lines of cell phone service is too much. That’s about what I was paying for two lines of T-Mobile service. One of my most impactful money moves was leaving T-Mobile proper for its lower-cost Mint Mobile brand a couple years back. I’ve saved hundreds in the time since.
My biggest worry — that I might lose my precious phone number during the change over — was unfounded. Fortunately, the process of porting your number when you change providers has become easy to do yourself.
