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Month: July 2023

TikTok and 5 content creators ask federal judge to block Montana from banning app

TikTok and 5 content creators ask federal judge to block Montana from banning app

By AMY BETH HANSON (Associated Press)

TikTok Inc. and a group of five content creators who are suing the state of Montana over its first-in-the-nation law to ban the video sharing app are now asking a federal judge to block implementation of the law while the case moves through the courts and before it takes effect in January.

The separate requests for preliminary injunctions were filed Wednesday in federal court in Missoula. The cases challenging the law were filed in May and have since been consolidated by U.S. District Judge Donald Molloy.

Montana Attorney General Austin Knudsen had the bill drafted over concerns — shared by the FBI and U.S. Secretary of State Antony Blinken — that the app, owned by the Chinese company ByteDance, could be used to allow the Chinese government to access information on U.S. citizens or push pro-Beijing misinformation that could influence the public. TikTok has said none of this has ever happened.

The motions for injunctions make the same arguments as the cases against the state — that the ban is an unconstitutional violation of free speech rights and that the state has no authority to regulate foreign affairs. read more

Bankrate: Can you get your credit card’s annual fee waived?

Bankrate: Can you get your credit card’s annual fee waived?

Sarah Brodsky | (TNS) Bankrate.com

You get what you pay for. That old phrase applies to many financial decisions, including which credit cards you carry. While it’s certainly possible to get a great credit card with no annual fee, you generally have to pay for premium perks. That said, credit card issuers are sometimes open to waiving annual fees in certain circumstances, which can be as easy as calling to ask.

Whether you feel like the cost of a card outweighs the its benefits, or perhaps you just need a break from this year’s fee, here are some steps you can take to get your card’s annual fee waived.

How to get your card’s annual fee waived

Attempting to get your credit card’s annual fee waived isn’t guaranteed to work, but it doesn’t hurt to try, either. There are a few possible ways to convince an issuer to waive your fee.

Call your issuer

Call the customer service number on your statement or the back of your card, and provide identifying information like your name and account number. Then, ask if you can have a waiver for your annual fee. If this is successful, you’re done. Although, if the representative doesn’t agree to waive the fee, you may still be able to negotiate in the following ways. read more