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5 questions to ask when helping an older parent with money
By Jae Bratton | NerdWallet
Conversations about money often require sensitivity and patience, especially when the person across the table is an older parent.
Some of us won’t need — or want — to get involved in someone else’s finances. But others may have to take an active role in helping an older parent manage their money. If that’s the case for you, don’t neglect a discussion about credit. Good credit matters throughout life, so any conversation you have with a parent should focus on building and maintaining healthy credit.
Here are five credit-related questions to ask older parents if you don’t know where to begin.
1. What’s your credit score?
Good credit scores can create opportunities and unlock lower interest rates, and they still matter even as we age. Maybe your parent wants to downsize to a new home or settle in a retirement community; having a good score can be advantageous in both scenarios.
Free credit scores are available from personal finance websites, credit card issuers and other financial institutions.
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