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Month: July 2024

How to use buy now, pay later like a pro

How to use buy now, pay later like a pro

By Melissa Lambarena | NerdWallet

“Buy now, pay later” plans have become a common option at checkout when shopping in store or online. Some plans, like the pay-in-four option, are appealing since they typically don’t charge interest or require a hard credit check that impacts credit scores.

These plans may seem like another payment method next to debit or credit, but they are installment loans that divide your purchase into several payments, with the first one typically due at checkout. The Consumer Financial Protection Bureau’s latest rule, as of May 2024, further clarifies that buy now, pay later lenders are credit card providers. They must provide some of the same legal protections and rights that apply to credit cards, such as the ability to get a refund after returning a product.

If you qualify for buy now, pay later, it can be easy to become overextended if you take on several plans, so using them frequently as a form of credit may be problematic.

Here’s how to use buy now, pay later the smart way. read more

People on the move

People on the move

Health care

Dr. Andrea Katz, hematologist and oncologist, has joined AdventHealth New Smyrna Beach as part of the hospital’s new comprehensive oncology program.

Dr. Andrew Weinfeld was appointed chief clinical officer for the AdventHealth East Florida Division, which includes hospitals in Daytona Beach, DeLand, Orange City, New Smyrna Beach, Palm Coast, and Tavares.

Awards

Bob O’Malley, president at Right Track Affairs, received the Roger Pynn Award for Career Excellence from the Orlando Area Chapter of the Florida Public Relations Association.

Andy Wontor, public information division manager, Seminole County Government, received the ImPRess Award for Professional Achievement from the Orlando Area Chapter of the Florida Public Relations Association.

Submit professional appointments, management-level promotions and significant awards for individuals, along with photos as .jpg attachments, to peopleonmove@orlandosentinel.com.