Things To Do In SW Florida

By Kate Ashford | NerdWallet

More than 338,000 Americans moved for retirement in 2023, according to a January study from HireAHelper, a moving-services marketplace. And a quarter of them changed states, the study found.

Relocating in retirement isn’t simple. There are things to ponder, like whether you need new health insurance, how your new state taxes your income, whether a city has good health care and whether the culture is a match.

Kyle Newell, a certified financial planner (CFP) in Winter Garden, Florida, has a client who moved from Tampa, Florida, to Martha’s Vineyard in Massachusetts, where she lived for six months before deciding she wanted to move to Minnesota to be closer to family.

Thankfully, she made money on all the buying and selling, says Newell, who encourages clients to spend time where they plan to move to make sure it’s the best spot for them. It could be that you love the feeling of a certain place, he says, but it’s because you associate it with being on vacation, and living there is different. read more

Katie Kelton | (TNS) Bankrate.com

Credit cards can be powerful tools to purchase things you need and build a strong credit history, but they can also be risky. The cost of carrying credit card debt is high. Even so, more Americans — 50%, according to new Bankrate survey data — are carrying a balance today than they have been since March 2020.

With interest rates at an all-time high, you might wonder why cardholders are carrying that balance. But it’s not a simple answer. Economic factors like inflation and interest rates are making it hard for some Americans to make ends meet, survey data shows. In some cases, people might be doom spending or going into debt for fun.

Bankrate’s key insights on credit card debt in 2024

—One-half of American credit cardholders carry a credit card balance from month to month. That’s 50% of cardholders, compared to 44% in January 2024 and 60% in March 2020.

—The likelihood of having credit card debt increases with age until the boomer generation. Forty-two percent of Gen Z cardholders (ages 18-27), 53% of millennials (ages 28-43), 60% of Gen Xers (ages 44-59) and 48% of boomers (ages 60-78) carry a balance month to month. read more