Ask a real estate pro: ‘Unpermitted structure’ derailed home repair grant. What do I do now?
Q: I bought a house in 2002 with an enclosed patio. More recently, I was approved for a grant from my city to repair my home. A city inspector came out to assess the house for the repairs required through the grant, but I was denied the grant because the enclosed patio was an “unpermitted structure.” I followed up, but the city does not have records going back more than 10 years. Now, I must fix or remove the patio or face fines! Please shed some light on this. — Lyn
A: Homeowners are responsible for meeting the appropriate building code requirements for their property.
The building code is a set of rules published by your municipality that outline the minimum requirements to satisfy basic health and safety concerns. They concern the structure, electrical, and other systems in your home.
Depending on what is being built or renovated, the property owner must get the city’s permission, known as a “permit,” before the work is started. Your city will also inspect the work upon completion to ensure it meets the minimum requirements.