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Spring and summer are traditionally hot months for homebuying, but some would-be buyers with student loan debt could encounter unexpected trouble.

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Nearly 10 million federal student loan borrowers may be facing delinquency, potentially dropping their credit scores by 150 points or more, according to a report released by the Federal Reserve Bank of New York on Mar. 26. That kind of damage could torpedo homebuying plans. Here’s why this is happening, and what borrowers can do.

Why delinquencies are rising

From March 2020 through September 2023, federal student loan payments were suspended as an emergency pandemic measure. To transition borrowers back to repayment, the Biden administration created the student loan on-ramp, a 12-month period when late or missed payments weren’t penalized. read more

By SETH BORENSTEIN, AP Science Writer

WASHINGTON (AP) — The world’s biggest corporations have caused $28 trillion in climate damage, a new study estimates as part of an effort to make it easier for people and governments to hold companies financially accountable, like the tobacco giants have been.

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A Dartmouth College research team came up with the estimated pollution caused by 111 companies, with more than half of the total dollar figure coming from 10 fossil fuel providers: Saudi Aramco, Gazprom, Chevron, ExxonMobil, BP, Shell, National Iranian Oil Co., Pemex, Coal India and the British Coal Corporation. read more

By ELAINE KURTENBACH

SHANGHAI (AP) — Leading automakers are showcasing their latest designed-for-China and the world models at the Shanghai auto show this week, fighting not to be edged aside in the world’s largest car market while watching for U.S. President Donald Trump’s next steps in his trade war.

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This year’s show in the sprawling industrial outskirts of Shanghai comes at a pivotal moment. Three decades after Beijing set out to build a world-class auto industry, local manufacturers account for about two-thirds of sales inside China, and a growing share of global exports. read more

By MATT O’BRIEN, Associated Press Technology Writer

Former employees of OpenAI are asking the top law enforcement officers in California and Delaware to stop the company from shifting control of its artificial intelligence technology from a nonprofit charity to a for-profit business.

They’re concerned about what happens if the ChatGPT maker fulfills its ambition to build AI that outperforms humans, but is no longer accountable to its public mission to safeguard that technology from causing grievous harms.

“Ultimately, I’m worried about who owns and controls this technology once it’s created,” said Page Hedley, a former policy and ethics adviser at OpenAI, in an interview with The Associated Press.

Backed by three Nobel Prize winners and other advocates and experts, Hedley and nine other ex-OpenAI workers sent a letter this week to the two state attorneys general.

The coalition is asking California Attorney General Rob Bonta and Delaware Attorney General Kathy Jennings, both Democrats, to use their authority to protect OpenAI’s charitable purpose and block its planned restructuring. OpenAI is incorporated in Delaware and operates out of San Francisco. read more