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By TOM MURPHY, AP Health Writer

The nation’s major health insurers are promising to scale back and improve a widely despised practice that leads to care delays and complications.

UnitedHealthcare, CVS Health’s Aetna and dozens of other insurers say they plan to reduce the scope of health care claims subject to prior authorization, standardize parts of the process and expand responses done in real time.

Prior authorization means insurers require approval before they’ll cover medical care, a prescription or a service like an imaging exam. Insurers say they do this to guard against care overuse and to make sure patients get the right treatment.

But doctors say the practice has grown in scope and complication, leading to frequent care delays. The fatal shooting of UnitedHealthcare CEO Brian Thompson in December prompted many people to vent their frustrations with coverage issues like prior authorization.

Dr. Mehmet Oz called the practice “a pox on the system” that hikes administrative costs during his Senate confirmation hearing in March to lead the Centers for Medicare and Medicaid Services. read more

By STAN CHOE, ELAINE KURTENBACH and BERNARD CONDON, AP Business Writers

NEW YORK (AP) — U.S. stocks rallied, and the price of oil tumbled Monday on hopes that Iran will not disrupt the global flow of crude, something that would hurt economies worldwide but also its own, following the United States’ bunker-busting entry into its war with Israel.

The S&P 500 climbed 1%, coming off a week where stock prices had jumped up and down on worries about the conflict potentially escalating. The Dow Jones Industrial Average added 374 points, or 0.9%, and the Nasdaq composite gained 0.9%.

The price of oil initially jumped 6% after trading began Sunday night, a signal of rising worries as investors got their first chance to react to the U.S. bombings. But it quickly erased all those gains and swung to a sharp loss as the focus shifted from what the U.S. military did to how Iran would react.

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United Launch Alliance took a week to reset, but was able to send up its second launch of the year, carrying more Amazon satellites to compete with SpaceX’s Starlink internet constellation. The launch came just hours after SpaceX sent up its 50th rocket from the Space Coast in 2025.

A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA) A United Launch Alliance Atlas V rocket lifts off on the Kuiper-2 mission for Amazon from Cape Canaveral Space Force Station’s Space Launch Complex 41 on Monday, June 23, 2025. (Courtesy/ULA)