Ask a real estate pro: I have no debt but a low credit score. How can I get association approval to purchase condo? Ask a real estate pro: I have no debt but a low credit score. How can I get association approval to purchase condo? December 23, 2021 dzadmin Comments 0 Comment A reader asks real estate lawyer Gary Singer: Because I have no debt, my credit score is low, and now I am being denied approval by the association to buy a condo. What can I do?