How ‘The Great Lock In’ can help achieve your financial and wellness goals
By ADRIANA MORGA, Associated Press
NEW YORK (AP) — As the end of 2025 approaches, a viral TikTok trend is helping people achieve their wellness goals: “The Great Lock In” encourages participants to finish the year strong by fully focusing on their life goals from Sept. 1 through Dec. 31.
Many people focus on exercise or eating healthier. But the trend can also help you achieve your financial goals.
There are no set rules for “The Great Lock In.” The phrase “lock in” is popular on social media and it means to focus intensely on a task.
“Something I like about this particular trend is that it’s like New Year’s resolutions’ little sister,” said Lindsay Bryan-Podvin, financial therapist and founder of Mind Money Balance, a financial wellness podcast and blog.
For Julissa Mercedes, 28, one of her lock in goals is to build an $2,500 emergency savings fund.
“Having some liquid cash will make me feel a little bit safer,” said Mercedes, a San Diego resident who works in finance. Aside from building an emergency fund, Mercedes has three other goals: making a new friend, creating a morning routine, and picking up a new hobby.
