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People on the move

People on the move

Boards of directors

Rick Cardenas, president and chief executive officer of Darden Restaurants, was appointed to the Dr. Phillips Center for the Performing Arts board of directors.

Joseph Conte, co-founder of Consulate Health Care, was appointed to the Dr. Phillips Center for the Performing Arts board of directors.

Ryan DeVos, managing director of the Orlando Magic, was appointed to the Dr. Phillips Center for the Performing Arts board of directors.

Ted Edwards, founder of Law Office of Ted B. Edwards, P.A., was appointed to the Dr. Phillips Center for the Performing Arts board of directors.

Leila Jammal, an executive vice president of NV5 Global Inc., was appointed to the Dr. Phillips Center for the Performing Arts board of directors.

Tony Jenkins, market president for Florida Blue in Central Florida, was appointed to the Dr. Phillips Center for the Performing Arts board of directors.

Marc McMurrin, president and chief executive officer of the Ginsburg Family Foundation, was appointed to the Dr. Phillips Center for the Performing Arts board of directors. read more

The Savings Game: Waiting until age 70 to file for Social Security benefit

The Savings Game: Waiting until age 70 to file for Social Security benefit

Q: I am 67 and have not applied for my Social Security benefit yet. My wife applied for her benefit at age 70. I am not sure that waiting until 70 is best for me and my wife. I want to make sure that waiting until 70 is best, taking into consideration my benefit and potential spousal and survivor benefits.

A. Good question. First, let’s review the increase in benefit you are entitled to if you wait until age 70 to file. After you reach your full retirement age (FRA), you can postpone filing for your Social Security benefit until age 70. You can change your mind any time you choose, from your FRA to age 70. By postponing applying for your benefit, you are increasing the amount by 8% per year until age 70. There is no advantage in postponing applying after 70.

If you are healthy and expect a long life, then postponing your benefit can be a good choice. Basically, when you make the decision to postpone applying for a benefit, you are making the assumption that the additional income you will receive after 70, will outweigh the income you could have received if you applied for your benefit at your FRA. read more

Recent Central Florida bankruptcies

Recent Central Florida bankruptcies

Chapter 7

Central Florida individuals and businesses that have filed for liquidation under Chapter 7 of the U.S. Bankruptcy Code include:

CDC Home Services LLC, 14855 Cableshire Way, Orlando. Filed: Aug. 18. Assets: $660. Liabilities: $377,252. Major creditors: Carlene B. Harris, Orlando, $230,593; United Midwest Savings Bank, Columbus, Ohio, $121,909; Chase Card Services, Wilmington, Del., $12,647. Creditors meeting: Oct. 2.

Chapter 11

Central Florida individuals and businesses that have filed for reorganization and protection from creditors under Chapter 11 of the U.S. Bankruptcy Code include:

Florida Eco Electric LLC also known as Kenkay Solar, 1495 S. Volusia Ave., Suite 201, Orange City. Filed: Aug. 11. Assets: $590,764. Liabilities: $370,624. Major creditors: Level Construction & Roofing LLC doing business as Level Roofing & Solar, Winter Garden, $110,000; PNC Bank, Pittsburgh, $46,000; Consolidated Electrical Distributors Inc. doing business as Greentech Renewables, Orlando, $37,703. Creditors meeting: Sept. 15. read more

Online age checks are proliferating, but so are concerns they curtail internet freedom

Online age checks are proliferating, but so are concerns they curtail internet freedom

By BARBARA ORTUTAY

Online age checks are on the rise in the U.S. and elsewhere, asking people for IDs or face scans to prove they are over 18 or 21 or even 13. To proponents, they’re a tool to keep children away from adult websites and other material that might be harmful to them.

But opponents see a worrisome trend toward a less secure, less private and less free internet, where people can be denied access not just to pornography but news, health information and the ability to speak openly and anonymously.

“I think that many of these laws come from a place of good intentions,” said Jennifer Huddleston, a senior technology policy fellow at the Cato Institute, a libertarian think tank. “Certainly we all want to protect young people from harmful content before they’re ready to see it.”

More than 20 states have passed some kind of age verification law, though many face legal challenges. While no such law exists on the federal level in the United States, the Supreme Court recently allowed a Mississippi age check law for social media to stand. In June, the court upheld a Texas law aimed at preventing minors from watching pornography online, ruling that adults don’t have a First Amendment right to access obscene speech without first proving their age. read more

How Gen Z is preparing (or not) for retirement

How Gen Z is preparing (or not) for retirement

By Erin El Issa, NerdWallet

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.

Generation Z is the youngest adult generation in the U.S. today, giving Gen Zers (ages 18-28) ample time to get financially prepared for retirement. But for many, it doesn’t appear to be a priority, at least not yet.

Fewer than 1 in 5 Gen Zers (18%) say they’ve contributed to a retirement account in 2025, according to NerdWallet’s Financial Goals Midyear Check-In Report. This could be attributed to several factors — like a lack of urgency, know-how or extra funds to get started.

But another NerdWallet survey on retirement, conducted online by The Harris Poll, suggests that many Gen Zers may not think they’ll even need retirement savings, and some have trepidation about the U.S. stock market. If this is you, here are a few things to know and tips to get started saving so you can eventually stop working, even if it seems too far away to worry about. read more