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How to start investing in cryptocurrency: A guide for beginners

How to start investing in cryptocurrency: A guide for beginners

By James Royal, Ph.D., Bankrate.com

Cryptocurrencies are enormously volatile, but that volatility can create opportunities for profit if you’re looking to trade these digital assets. Cryptos such as Bitcoin and Ethereum have risen a lot since their debut — but they’ve also experienced tremendous boom-bust cycles along the way. Experienced traders have been speculating on cryptocurrencies for years, but how can you get started if you’re new to the crypto market?

Here’s how to start investing in cryptocurrency and the significant risks you need to watch out for.

5 steps for investing in cryptocurrency

First things first, if you’re looking to invest in crypto, you need to have all your finances in order. That means having an emergency fund in place, a manageable level of debt and ideally a diversified portfolio of investments. Your crypto investments can become one more part of your portfolio, one that helps raise your total returns, hopefully.

Pay attention to these five other things as you’re starting to invest in cryptocurrencies. read more

Shopping on Shein and Temu for holiday gifts? You’re not the only one

Shopping on Shein and Temu for holiday gifts? You’re not the only one

By HALELUYA HADERO

Shopping on Temu can feel like playing an arcade game. Instead of using a joystick-controlled claw to grab a toy, visitors to the online marketplace maneuver their computer mouses or cellphone screens to browse colorful gadgets, accessories and trinkets with prices that look too good to refuse.

A pop-up spinning wheel offers the chance to win a coupon. Rotating captions warn that a less than $2 camouflage print balaclava and a $1.23 skeleton hand back scratcher are “Almost sold out.” A flame symbol indicates a $9.69 plush cat print hoodie is selling fast. A timed-down selection of discounted items adds to the sense of urgency.

Welcome to the new online world of impulse buying, a place of guilty pleasures where the selection is vast, every day is Cyber Monday, and an instant dopamine hit that will have faded by the time your package arrives is always just a click away.

By all accounts, we’re living in an accelerating age for consumerism, one that Temu, which is owned by the Chinese e-commerce company PDD Holdings, and Shein, its fierce rival, supercharged with social media savvy and an interminable assortment of cheap goods, most shipped directly from merchants in China based on real-time demand. read more

What billionaires and their advisors say keeps them from giving more and faster

What billionaires and their advisors say keeps them from giving more and faster

By THALIA BEATY, Associated Press

Marie Dageville and her husband Benoit Dageville became billionaires overnight when his data cloud company, Snowflake, went public in September 2020. After that life changing moment, Marie, a former hospice nurse, then set out to learn how to urgently give away that new fortune.

“We need to redistribute what we have that is too much,” she said in an interview with The Associated Press from her home in Silicon Valley.

While many say giving away a lot of money is hard, that is not Dageville’s perspective. Her advice is to just get started.

America’s wealthiest people have urged each other to give away more of their money since at least 1889, the year Andrew Carnegie published an essay entitled, “The Gospel of Wealth.” He argued that the richest should give away their fortunes within their lifetimes, in part to lessen the sting of growing inequality.

A whole industry of advisors, courses and charitable giving vehicles has grown to help facilitate donations from the wealthy, to some extent prompted by the Giving Pledge, an initiative housed at the Bill & Melinda Gates Foundation. In 2010, Warren Buffett, Bill Gates and Melinda French Gates invited other billionaires to promise to give away half of their fortunes in their lifetimes or in their wills. So far, 244 have signed on. read more

Clean bills of health: Which Central Florida restaurants had perfect inspections in November?

Clean bills of health: Which Central Florida restaurants had perfect inspections in November?

After 1,651 restaurant inspections across Central Florida in November, only 201 had no issues for the entire month, according to data from the Florida Department of Business and Professional Regulation.

Brevard had the highest percentage of restaurants with zero violations during routine food inspections at 22.2%. Orange came in second with 13.7%, Osceola came third at 9.1% and Lake was in fourth place with 9%.

Volusia and Seminole ranked near the bottom with 7.1% and 6%, respectively.

Orange County had the most restaurants with no violations at 96. Brevard followed with 54, Volusia with 18, Seminole with 14, Osceola with 13 and Lake with seven.

BREVARD
Burger Robs, 311 S. Washington Ave., Titusville
Chipotle Mexican Grill 4653, 4999 N. Wickham Road, Melbourne
Inn At Cocoa Beach The, 4300 Ocean Beach Blvd., Cocoa Beach
The Mad Utter, 2153 US Hwy 1, Rockledge
Garden Party, 2153 US Hwy 1, Rockledge
Hampton Inn and, Suites by Hilton – West Melbourne, 4520 Durham Dr., West Melbourne
The Twisted Birch, 1279 Admiralty Blvd., Rockledge
Mister Softee of Brevard, 310 Brunson Blvd., Cocoa
McDonald’s #7451, 1876 S. US 1, Rockledge
Sushi Mori, 1105 Palm Bay Road Unit F, Palm Bay
Soulfood Connection LLC, 605 S. Hopkins Ave., Titusville
Cafe O Beach, 1616 Highway A1A, Satellite Beach
Seaside Florida Grill, 1550 A1A , Satellite Beach
Planet3xtrem, 750 Bass Pro Drive NE, Palm Bay
Xela Tacos LLC, 1990 Michigan Ave., Cocoa
Milestone Hospitality LLC, 4760 Helen Hauser Blvd., Titusville
Cosmos Ice Cream, 1225 Florida Ave. S Unit A, Rockledge
Moe Kelly Enterprise, 3280 Suntree Blvd., Suite 105, Melbourne
Hurricane Bingo, 5015 Babcock St. NE, Palm Bay
R & J Services, 3280 Suntree Blvd., Suite 105, Melbourne
Chef and Summers Dream Kitchen, 3280 Suntree Blvd., Suite 105, Melbourne
Average Joe’s Kitchen LLC, 688 South Park Ave., Titusville
Better Call Dogs, 3280 Suntree Blvd., Suite 105, Melbourne
Smoke Show BBQ, 3241 Garden St., Titusville
Happy Food, 690 Eyster Blvd., Vin 1587, Rockledge
Notorious Pig, 660 Tucker Lane, Cocoa
Crackers Island Grille LLC, 6290 N. Atlantic Ave. #5-6, Cape Canaveral
Slice & Cones 55 A, 8225 N. Wickham Road, Melbourne
Dippin Dots, 8225 N. Wickham Road, Melbourne
Burgerrobs, 311 S. Washington Ave., Titusville
The Residences At Zon Beachside, 1898 S. Patrick Dr., Indian Harbour Beach
Papa John’s Pizza #4486, 6227 N. US Hwy 1, Cocoa
Hibachi, Sushi, Ramen, Bento, Boba Tea, 700 E. Merritt Island Causeway #3, Merritt Island
Domino’s #4940, 4600 W. King St., Cocoa
Aurora Road Billiards Food & Beverage, 1935 Aurora Road, Melbourne
Estampa Gaucha, 1700 W. New Haven Ave., Suite 285, Melbourne
Promise In Brevard, 4105 Norfolk Parkway, West Melbourne
Oh Biscuit, 846 W. Eau Gallie Blvd., Melbourne
Express Cafe & More, 425 North Dr., Melbourne
Backwater, 1904 Municipal Lane, Melbourne
Margarita Island Mexican Kitchen and Bar, 777 E. Merritt Island Causeway Unit G15, Merritt Island
Tree of Life Cuban Bakery, 1200 Malabar Road Se, Suite 2, Palm Bay
Slices Pizza, 3760 W. Eau Gallie Blvd. Unit 101, Melbourne
Lighthouse Cove Adventure Golf, 3811 N. Atlantic Ave., Cocoa Beach
Chick Fil A Store 04038, 785 E. Merritt Island Causeway, Merritt Island
Stevo’s Pizza Bar, 3935 US Hwy 1 N., Suites A & B, Cocoa
Ake’s Thai Food, 640 S. Park Ave., Titusville
Just Peters Inc, 1980 N. Atlantic Ave., Unit 101, Cocoa Beach
The Island Waterfront Bar and Grill, 1891 E. Merritt Island Causeway, Merritt Island
Balibar, 110 McLeod St., Merritt Island
Florida’s Fresh Grill, 2039 N. Atlantic Ave., Cocoa Beach
Hokkaido Teppanyaki 125 Inc, 125 E. Merritt Island Causeway, Suite 115, Merritt Island
Evo Catering, 5070 Minton Road NW, Suite 1, Palm Bay
Bobby’s Bistro, 2500 Parkway Dr., Melbourne read more

Winter Park’s pending land buy leaves uncertain future for popular businesses

Winter Park’s pending land buy leaves uncertain future for popular businesses

The city of Winter Park is preparing to buy land next to a key intersection to improve traffic and expand a popular park, but owners of two well-known local businesses are concerned they’ll be told to relocate — a costly endeavor.

The City Commission voted unanimously Nov. 13 to buy the 1-acre parcel on Fairbanks Avenue and Denning Drive for $4 million, pending a 75-day period for inspections before the sale is finalized.

Mayor Sheila DeCiccio said the city has eyed the land for over 25 years to help alleviate traffic congestion and accidents, allow better stormwater retention and enhance Martin Luther King, Jr., Park.

Winter Park would become landlord for the four businesses on the land. This includes the Michelin-starred Japanese restaurant Soseki and Austin’s Coffee shop, as well as nail salon Nail Alchemy.

DeCiccio told the Sentinel she isn’t sure if leases will be renewed once they expire and that the city is looking at “everything” to come to that determination.

The future for the businesses depends in part on how quickly the city can get permits to add the left-turn lanes on Fairbanks, which is a state road and requires approval from the Florida Department of Transportation. read more