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Month: March 2024

6 ways to spring clean your bank accounts

6 ways to spring clean your bank accounts

By Ruth Sarreal | NerdWallet

Spring cleaning isn’t just for your closets or attic. It can apply to your finances, too. Taking the time to do a deep clean of your spending and deposits can help ensure you’re using minimal effort throughout the year to meet your saving and budgeting goals. Here are a few steps to take when you’re ready to spring clean your bank accounts.

1. Review account transactions from your bank

Look through your statements from the past few months for any penalties or charges that have been assessed by your bank. While some banks and credit unions have eliminated overdraft fees, yours might still be charging them. Some banks also charge an inactivity fee if you haven’t used your account in a while. Or your account might charge a monthly service fee.

If you’ve been charged an overdraft recently, try asking for a refund and consider what you can do to avoid those fees next time. Find an account that doesn’t penalize overdrawing your funds or charge any monthly or other fees. There are plenty of FDIC-insured banks that offer competitive accounts with no fees and no minimum requirements. read more

Overnight stay inside Cinderella Castle is raffle’s grand prize

Overnight stay inside Cinderella Castle is raffle’s grand prize

An overnight stay inside Cinderella Castle is part of a Walt Disney World vacation that’s a grand prize in a raffle that benefits the Orlando Magic Youth Foundation.

The winner also will receive breakfast at Cinderella’s Royal Table, the restaurant inside the castle, on check-out morning, a two-night stay at a Disney World deluxe resort for up to four guests, three days of theme park tickets (with Park Hopper Option), a seven-hour private VIP tour and round-trip flights for four people to Central Florida. The estimated value of the prize is $13,320.

The raffle is operated through alltroo.com. Forty entries can be purchased for $10, and there are multiple levels up to 8,000 entries for $500.  Donation or payments are not required to enter or win the prize.  A mail-in entry is available on the Alltroo website for participants who choose the no-donation option.

Among the fine-print information, available in full on the website: The travel package must be completed by March 31, 2025; the contest is open to residents of the U.S. and Canada who are of legal age; if the winner lives within 250 miles of Orlando International Airport, the airfare prize is forfeited; check-in time for the castle suite is 4 p.m. and check-out time is 9 a.m. read more