Things To Do In SW Florida

Chapter 7

Central Florida individuals and businesses that have filed for liquidation under Chapter 7 of the U.S. Bankruptcy Code include:

Create Inc., 15502 Stoneybrook West Parkway, Suite 104-149, Winter Garden. Filed: March 29. Assets: $0. Liabilities: $219,878. Major creditors: U.S. Small Business Administration, Washington, D.C., $219,878. Creditors meeting: April 25.

Chapter 11

Central Florida individuals and businesses that have filed for reorganization and protection from creditors under Chapter 11 of the U.S. Bankruptcy Code include:

Winter Garden Health and Wellness LLC, 15820 Shaddock Drive, Suite 130, Winter Garden. Filed: March 29. Assets: $151,466. Liabilities: $990,276. Major creditors: Wells Fargo Bank NA, Concord, Calif., $273,762; MMP Capital Inc., Farmingdale, N.Y., $171,095; MMP Capital Inc., Farmingdale, N.Y., $64,439. Creditors meeting: May 6.

1009 4th Street LLC, 1009 S. 14th St., Leesburg. Filed: April 2. Assets: $0-$50,000. Liabilities: $0-$50,000. Major creditors: Not available. Creditors meeting: May 6. read more

Q. I am waiting until my 70th birthday to initiate taking my Social Security benefit based on my work record. When should I notify Social Security regarding the initiation of my benefit to obtain the maximum amount?

A. You can make your request as early as four months prior to your 70th birthday. Your benefit will not be initiated automatically. You must notify Social Security when you wish to start your benefit. To obtain the maximum benefit, you should request that the benefit should start the month you turn 70. There will be a one-month waiting period before you start receiving your benefit.

Q. I am approaching 70 and will be initiating my Social Security benefit at that time. My wife is 72 and is receiving a pension from her work outside the Social Security system. She also receives a small Social Security benefit from her work record under Social Security. My wife has named me as a beneficiary for part of her pension for work outside of Social Security. Can you explain what benefit would be available to either of us when predeceased by the other? My Social Security benefit exceeds my wife’s Social Security benefit by a great deal. read more

Q: I recently moved and am now, for the first time, dealing with a homeowners association. I have a classic Cadillac that I used to keep covered at my previous residence. The rules in place at my new residence forbid car covers. Other nearby communities seem to allow covered cars, but not mine, so this rule was established by my association only. How can I get my car covered? — Mike

A: There are many good reasons to live in a community association. Planned developments have a specific look that many people find attractive, with good landscaping and design, and offer amenities, including everything from pools to clubhouses to golf courses. When deciding where to live, buyers decide on the lifestyle they want. To have the look and feel your neighborhood wants, rules were established that you agreed to abide by when you bought the house. And you might not like some of the established rules and need to balance the negatives with the reasons you choose to live there in the first place.

Your first step is to learn the rules for your community. You will need to do more than ask the property manager about the rules. Instead, get a copy of your community’s restrictions and other documents and read them. read more

Daniel Chang, Holly K. Hacker | (TNS) KFF Health News

A pair of heart devices linked to hundreds of injuries and at least 14 deaths has received the FDA’s most serious recall, the agency announced Monday.

The recall comes years after surgeons say they first noticed problems with the HeartMate II and HeartMate 3, manufactured by Thoratec Corp., a subsidiary of Abbott Laboratories. The devices are not currently being removed from the market. In an emailed response, Abbott said it had communicated the risk to customers this year.

The delayed action raises questions for some safety advocates about how and when issues with approved medical devices should be reported. The heart devices in question have been associated with thousands of reports of patients’ injuries and deaths, as described in a KFF Health News investigation late last year.

“Why doesn’t the public know?” said Sanket Dhruva, a cardiologist and an expert in medical device safety and regulation at the University of California-San Francisco. Though some surgeons may have been aware of issues, others, particularly those who do not implant the device frequently, may have been in the dark. “And their patients are suffering adverse events,” he said. read more

By Elizabeth Renter | NerdWallet

Let’s cut right to the chase: 2024 will not be an easy year for the nation’s home buyers. The shortage of available homes will continue, which will hold prices aloft. And though mortgage rates may come down a bit throughout the year, they’ll continue to play a major role in affordability for buyers who need a home loan.

The pandemic disrupted many things, not the least of which was the housing market. The seasonal fluctuations we’d generally expect in housing prices and inventory were upended in 2020 and 2021. And while 2023 data indicates a return to more typical seasonal patterns, that certainly doesn’t mean smooth sailing for buyers.

Historic seasonal trends reveal what constitutes a typical homebuying season. A look at the past six years of housing market data from Realtor.com tells the story of disruption and the beginnings of recovery. We can expect some of these seasonal fluctuations to continue to normalize in 2024 — with inventory rising in warmer months, for example. However, the imbalance between housing supply and demand paired with higher relative rates will continue to make things feel abnormal. read more